On January 12, the Beijing Municipal Medical Insurance Bureau and the Municipal Finance Bureau jointly issued the "Notice on Strengthening the Guarantee of Prenatal Examination Costs in Beijing" (hereinafter referred to as the "Notice"), which will comprehensively improve the level of prenatal examination cost protection for all types of medical insurance participants from January 1, 2026, actively support the construction of a fertility-friendly society, and promote high-quality population development. It mentioned that the reimbursement of prenatal examination medical expenses for three types of people, including flexible employment, retirees and insured residents, has attracted attention. Subsequently, "Beijing retirees can also be reimbursed for prenatal examinations" appeared on Weibo's hot search.
The National Medical Security Administration wrote on its official website: "After the policy adjustment, the reimbursement of prenatal examination expenses for female employees insured by maternity insurance in Beijing has been 'from from have' to excellent, and the level of treatment has been significantly improved; the reimbursement of prenatal examination expenses for flexible employment, retirees, and resident medical insurance participants in Beijing has been 'from scratch' to make up for the shortcomings of protection." Policies work together to reduce the burden of prenatal examination costs, increase maternity insurance support, and promote high-quality population development. ”
In the official public account of Nanjing Maternal and Child Health Hospital, Chen Min, director of the obstetric ward, reminded that the risk of birth at a very high age is extremely high, and it is not recommended to try blindly. Those who do have fertility needs must first do a comprehensive medical evaluation, follow the doctor's instructions throughout pregnancy, and choose a hospital with multidisciplinary first aid capabilities to ensure the safety of mother and baby to the greatest extent.
On January 13, a reporter called Nanjing Maternal and Child Health Hospital, hoping to understand the clinical situation of super-aged childbirth in recent years.
The "Notice" clarifies that the prenatal examination expenses incurred by female employees participating in Beijing maternity insurance within the scope of medical insurance will be increased from the original maximum reimbursement of 3,000 yuan to 100% within 3,000 yuan (inclusive), 30% reimbursement for more than 3,000 yuan, and the maximum payment of 10,000 yuan by the fund. For retirees who enjoy the benefits of Beijing employee medical insurance, the prenatal examination expenses incurred within the scope of medical insurance shall be paid by the employee medical insurance in accordance with the above-mentioned prenatal insurance prenatal examination reimbursement standards.
Zhong Chongming, a former associate researcher at the National Medical Insurance Research Institute of Capital Medical University, said that the words "retirement" and "prenatal check-up" are associated with each other, and many people find it strange at first glance. "It's not about sacrificing the bottom line and fooling retirees into having children, but if retirees give birth to children, they should also be protected. Having a child is a major event in life, and no one will give birth to a child in order to reimburse the cost of prenatal examination. Since there is no such worry in the design of treatment, (reimbursing retirees for prenatal examination costs) is perfect for fairness and justice. ”
"Theoretically, 100% full coverage, whether you use it or not, anyway, I (medical insurance) cover it, which is actually a great kind of fair treatment, or a great liberation of treatment design ideas." Zhong Chongming pointed out that there may be very few cases where retirees need prenatal check-up reimbursement in reality, but this phenomenon cannot be ruled out. Zhong Chongming believes that the "reimbursement of new retirees for prenatal check-ups" is "anti-one-size-fits-all", reflecting the systematic treatment design of the Beijing Medical Insurance Bureau.
Content source: Red Star News
Editor-in-charge:Lucy